<?xml version="1.0" encoding="UTF-8"?>
<!--
  The root is deliberately absent. It always redirects by geography, and a
  sitemap is a list of pages that exist and answer 200; listing a redirect asks
  a crawler to index a decision rather than a document.

  Every landing entry carries the full alternates set including itself, which is
  what the hreflang spec requires and what the <head> of each page repeats.
  x-default points at the root, because that IS the page for a reader whose
  language we have not established.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <url>
    <loc>https://shariahfinance.app/en/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://shariahfinance.app/en/"/>
    <xhtml:link rel="alternate" hreflang="bn" href="https://shariahfinance.app/bn/"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://shariahfinance.app/ar/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://shariahfinance.app/"/>
    <lastmod>2026-08-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://shariahfinance.app/bn/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://shariahfinance.app/en/"/>
    <xhtml:link rel="alternate" hreflang="bn" href="https://shariahfinance.app/bn/"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://shariahfinance.app/ar/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://shariahfinance.app/"/>
    <lastmod>2026-08-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://shariahfinance.app/ar/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://shariahfinance.app/en/"/>
    <xhtml:link rel="alternate" hreflang="bn" href="https://shariahfinance.app/bn/"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://shariahfinance.app/ar/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://shariahfinance.app/"/>
    <lastmod>2026-08-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://shariahfinance.app/privacy</loc>
    <lastmod>2026-08-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://shariahfinance.app/terms</loc>
    <lastmod>2026-08-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://shariahfinance.app/data-deletion</loc>
    <lastmod>2026-08-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
